Francine D. Pritt, MS, LPC, NCC
Appointment Times via Telehealth
Monday through Thursday 8 AM- 4PM
Friday 8 AM -12PM, *Days and hours may vary *
Therapy is a life investment. If you believe you " I can't afford this" consider what it costs you to go out to eat, entertainment expenses, or purchase frivolous items that "you want" yet later discarded or consumed with little positive consequences.
The real costs of using insurance FOR Therapy
In order to bill your insurance company, a therapist needs to diagnose you with a mental illness. This means that your insurance record will forever contain that information.
You may be thinking, “who cares? Everything is a
pre-existing condition now.” Mental health diagnoses can be treated
differently. If you don’t believe that, just ask someone who is
considered uninsurable due to a diagnosis they received after psychological
testing. I have patients who’ve been devastated by that.
A mental health diagnosis goes on your permanent insurance record. This record can be accessed by any insurance company or government agency during background checks.
If you need security clearance for work, want to join the military, are applying for jobs that require a criminal background check, or are involved in a Workman’s Comp case, all your mental health information can be accessed.
Finally, if you’re ever sued, the opposing party can subpoena your medical and mental health records to build a case against you. This becomes a disaster quickly in divorce cases.
Paying $100-$120 for a therapy session, sometimes weekly for months or years, can make you nauseous. However, there’s a lot of research showing that people value what they pay for. The more you pay, the more invested you are in making sure you get something out of it.
Here’s a basic example. If you’re about to pay $150 for a meal, you’re more likely to research the restaurant, get dressed up, ask the server questions, and savor each bite. How often do you do this when you pay $15 for a meal?
Therapists see the same thing all of the time. In general, people who pay out of pocket tend to be more invested in the process, are more likely to complete challenges, and are more likely to reach their clinical goals.
It’s not personal. It’s basic human behavior.
Are there exceptions? You bet. Based on what I’ve seen, it’s when people have to save and sacrifice to pay a high weekly co-pay. Again, real skin in the game equals progress.
Yes, there are exceptions
If your finances are so limited that using insurance is the only way you’ll get the therapy you need, then please do it. If your co-pay is too high, please contact community mental health centers or university training clinics that offer discounted therapy.
Getting treatment is always the priority.
EMDR/ Clinical Hypnosis or other psychotherapy: 55 minutes $115.00
Additional minutes: $1.00 (example) agreed session of 90 minutes $35.00 extra to the hourly fee.
Assessment (First session) 55 minutes $130.00 This is the initial session during which information is gathered to determine a treatment plan
Visa, MasterCard, American Express or Discover, and IVY PAY (Phone App used by many counselors to collect payments).
Venmo, Paypal or Zelle is also accepted.
Standard Cancellation Policy :
Rescheduling is always free prior to 48 hours before the sessions. Rescheduling an appointment between 24 to 48 hours prior to the scheduled session is free of charge if you are scheduling a new session within 7 days of the canceled session and are paying the regular session fee. Please be aware that, except in an emergency, same-day cancellations or same-day rescheduling to a different day may trigger a fee of 50% of the original amount owed. Arriving late or no-show to a scheduled session can result in a full fee charge, as though you were at the session.